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Creating Income Streams for Life

Insurance Products


Health Insurance: We offer health insurance products inside and out side of the exchange to individuals, families & businesses. Some of our sales associates are Certified Covered California Agents with knowledge on how to obtain benefits through the Health Exchange.


Accident Insurance: Accidents… you can’t plan on them, but you can plan for them. We offer Off-the-Job or 24-hour care plans for helping individuals and their families in case of a covered accident.

Cancer Care Insurance: Have you done everything you can to protect yourself or your loved ones in the event of cancer? Choose one of four complete benefit packages to help with the direct and indirect medical costs of cancer.

Critical Care Insurance: We offer three plans that could help you and your family in the event of serious health events such as a heart attack, stroke and/or paralysis.

Dental and Vision: We're committed to finding you the dental and vision plans that meets your needs. Our dental and vision insurance plans offer affordable coverage with instant free online quotes, coverage for individuals 18+ (including seniors), no online enrollment fees and a 30 day customer satisfaction guarantee.Click here to get a Quote


Disability Insurance: We offer a plan that can provide monthly benefits in the event of a disability that leaves you out of work and out of pay. Learn how our plans can help a covered person work through the difficulty of lost wages due to sickness or injury.

Fixed Deferred Annuity: Choosing from today’s overwhelming assortment of investment, retirement savings, and life insurance options can be a dizzying experience. Which option will work best for you and your needs? How will you know if the option you choose is a suitable means for meeting your objectives?


Additional Retirement & Annuity Information: Get more information on different types of Annuities & Retirement Plans. Click Here

Hospital Confinement Indemnity Insurance: Make hospital confinement less nerve-wracking with our flexible plan. It covers some of the more difficult parts of a hospital stay and pays cash benefits to you. We offer coverage for both individuals and employers.

Medicare Supplement: Medicare Supplement plans are regulated by the State Department of Insurance and offered by private insurance companies. These plans are separate from Medicare Part A and Part B. Medicare Part A is required coverage and Part B is optional. Medicare Supplements are purchased to provide extra insurance coverage in addition to Medicare Part A and Part B.

Life Insurance: Pick the life policy that is best for you, we offer a variety of life insurance plans to help many people with different needs and different budgets. We offer plans for individuals, families and groups ... we offer term life, whole life and universal life.


Credit Protection: Credit insurance protects your credit rating and reduces financial burden by paying off or reducing your remaining loan balance in the event of your disability or death. You can choose to purchase credit insurance to cover installment loans, lines of credit, credit card loans and certain types of real estate secured loans.


Guaranteed asset protection (GAP): Protect the investment made in your vehicle with guaranteed asset protection (GAP). GAP waives the difference between your auto insurance company’s settlement amount and the remaining balance of your loan if your vehicle is declared a total loss due to an accident or theft.


Debt protection: Take action to safeguard your family against unforeseen events with debt protection. Debt protection is an agreement between you and your lender that cancels or suspends all or part of your obligation to repay a loan due to specified events, such as death, disability or involuntary unemployment.


Other Wealth Building & Insurance Strategies:


Premium Financing involves the lending of funds to a person or company to cover the cost of an insurance premium. Premium finance loans are often provided by third party finance entity known as a premium financing company; however insurance companies and brokerages occasionally provide premium financing services through premium finance platforms. Premium financing is mainly devoted to financing life insurance which differs from property and casualty insurance.


Infinite Banking Concept (IBC) will teach you how to become your own banker by: Creating your own banking system using dividend-paying, permanent life insurance. Using available savings and cash flow to build your own “bank.” Capitalizing and establishing your plan. Using the method to finance your automobile purchases and even to finance your home. Expanding your system to accommodate all income through a system of banks to increase your personal wealth. How a business can use the concept for equipment financing.


We also offer:

Property & Casualty Insurance: Business, homeowners, workman's comp and more (Referred to an outside provider). We offer almost any type of insurance, retirement planning and legacy building.